Indian Overseas Bank (IOB) has released the official notification for recruitment of Generalist and Specialist Officers in various scales for the year 2026-27. This IOB recruitment 2026 drive covers 291 vacancies across 14 posts in JMG Scale I, MMG Scale II and MMG Scale III. Online applications are open from 29 August 2026 to 15 September 2026. Read this article for complete details on eligibility, vacancy distribution, age limit, application fee, salary, selection process and how to apply.
IOB Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Recruiting Authority | Indian Overseas Bank (IOB) |
| Post Name | Generalist / Specialist Officers (14 posts) |
| Advertisement Number | HRDD/RECT/04/2026-27 |
| Notification Date | 28.08.2026 |
| Total Vacancies | 291 |
| Mode of Application | Online only |
| Job Location | Anywhere in India |
| Selection Process | Online Examination + Interview (80:20 weightage) |
| Official Website | www.iob.bank.in |
IOB Recruitment 2026 Important Dates
| Activity | Date |
|---|---|
| Notification Release Date | 28.08.2026 |
| Opening Date of Online Registration | 29.08.2026 |
| Closing Date of Online Registration | 15.09.2026 |
| Payment of Application Fee / Intimation Charges | 29.08.2026 to 15.09.2026 |
| Online Examination Date | This detail is not mentioned in the official notification. |
| Interview Date | This detail is not mentioned in the official notification. |
IOB Recruitment 2026 Vacancy Details
Post Code 01 (Manager – Branch Management) is the Generalist Officer post. All other posts are Specialist Officer posts. The number of vacancies, including reserved vacancies, is provisional and may vary as per the Bank’s actual requirements.
| Post Code | Post Name | Grade | Vacancies |
|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 100 |
| 02 | Manager (IT) | MMGS II | 65 |
| 03 | Manager (Information Security) | MMGS II | 5 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 |
| 05 | Senior Manager (IT) | MMGS III | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 2 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 |
| 11 | Manager (Credit) | MMGS II | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 25 |
| Total | 291 |
Category-Wise Vacancy Breakup (Total)
| Category | Vacancies |
|---|---|
| UR (General) | 117 |
| OBC | 79 |
| SC | 46 |
| EWS | 28 |
| ST | 21 |
| Total | 291 |
Out of the total 291 posts, 12 vacancies are reserved for Persons with Benchmark Disabilities (PwBD) on a horizontal basis: 4 for Hearing Impaired (HI), 5 for Orthopedically Challenged (OC), 2 for Visually Impaired (VI) and 1 for Intellectual Disability (ID).
IOB Recruitment 2026 Educational Qualification and Age Limit
Age, educational qualification and post-qualification work experience are calculated as on 01.08.2026. Qualifications and experience requirements are extensive and vary significantly post-wise, especially for the technical Specialist Officer roles. Candidates must check the full official notification for the complete post-wise qualification, certification and experience matrix before applying.
| Post Code | Post Name | Age (Min–Max) | Educational Qualification (Summary) |
|---|---|---|---|
| 01 | Manager (Branch Management) | 23–33 years | Degree in any discipline; 3 years’ officer experience in a Scheduled Bank, minimum 2 years in Branch Banking |
| 02 | Manager (IT) | 25–35 years | B.E./B.Tech (CS/IT/E&C/E&I) or MCA or M.Sc. (CS/IT); minimum 5 years IT experience, including 3 years in Banking/BFSI |
| 03 | Manager (Information Security) | 22–32 years | B.E./B.Tech or M.E./M.Tech in CS/IT/E&C/Cyber Security/Information Security; minimum 2 years relevant experience |
| 04 | Manager (Information Security Audit) | 22–32 years | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA; minimum 2 years relevant experience |
| 05 | Senior Manager (IT) | 28–38 years | B.E./B.Tech (CS/IT/E&C/E&I) or MCA or M.Sc. (CS/IT); minimum 8 years IT experience including 5 years in Banking/BFSI; mandatory CISA/CISSP/ISO 27001:LA/OSCP certification |
| 06 | Senior Manager (Information Security) | 25–35 years | B.E./B.Tech or M.E./M.Tech in relevant disciplines; minimum 5 years relevant experience |
| 07 | Senior Manager (Information Security Audit) | 25–35 years | B.E./B.Tech or M.E./M.Tech/MCA; minimum 5 years relevant experience |
| 08 | Senior Manager (Database Administrator) | 28–38 years | B.E./B.Tech/MCA/M.Sc. (CS/IT); minimum 8 years DB administration experience including 3 years in Banking/BFSI; mandatory OCA/OCP certification |
| 09 | Senior Manager (Network Administrator) | 25–35 years | B.E./B.Tech/M.Tech/MCA; minimum 5 years Network Operations experience; mandatory CCNA (R&S/Security) or Checkpoint CCSE certification |
| 10 | Senior Manager (Cyber Security Administrator) | 25–35 years | B.E./B.Tech or M.E./M.Tech in relevant disciplines; minimum 5 years relevant experience |
| 11 | Manager (Credit) | 23–33 years | Degree + MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA; 3 years’ experience with minimum 2 years in credit |
| 12 | Senior Manager (Credit) | 25–35 years | Same qualification as above; 6 years’ experience with minimum 4 years in credit |
| 13 | Senior Manager (Risk) | 25–35 years | Graduation with MBA (Finance)/PGDM/PGDBF/MFM/MFC/Masters in Maths-Stats-Economics, or GARP/PRMIA certification; minimum 5 years relevant experience |
| 14 | Assistant Manager (Security) | 30–45 years | Graduate with a minimum 3-month IT/CS certification; retired JCO (min. 5 years service) or Police/Paramilitary Inspector-rank officer (min. 5 years service) |
IOB Recruitment 2026 Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-servicemen / Commissioned Officers (min. 5 years military service) | 5 years |
Cumulative age relaxation is available to SC/ST/OBC candidates, subject to a maximum upper age limit of 50 years. There is no reservation for Ex-servicemen in the Officers’ cadre, though age relaxation applies as per Government guidelines.
IOB Recruitment 2026 Application Fee
| Category | Application Fee / Intimation Charges |
|---|---|
| SC / ST / PWD | ₹175/- (inclusive of GST) |
| All Others (including OBC and EWS) | ₹1,000/- (inclusive of GST) |
Payment can be made through Debit Card, Credit Card, Internet Banking or BHIM/UPI. The fee, once paid, is non-refundable and cannot be adjusted against any other recruitment process.
IOB Recruitment 2026 Salary and Pay Scale
| Scale / Grade | Scale of Pay (₹) |
|---|---|
| JMGS I | 48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85290 |
| MMGS II | 64820 – 2340/1 – 67160 – 2680/10 – 93960 |
| MMGS III | 85920 – 2680/5 – 99320 – 2980/2 – 105280 |
DA, HRA, CCA and other allowances apply as per rules in force. Specialist Officers recruited laterally in MMGS II and III are also eligible for conveyance expenses, newspaper allowance, telephone/mobile expenses, residential furniture, and Bank-owned or leased accommodation during probation. Selected candidates must execute a Financial Service Indemnity Bond of ₹2,00,000 (JMGS I) or ₹2,50,000 (MMGS II and III), with a minimum service commitment of 3 years.
IOB Recruitment 2026 Selection Process
- Selection consists of an Online Examination followed by a Personal Interview.
- For Post Code 01 (Manager – Branch Management): 100 questions/100 marks in 2 hours, covering English Language (25 questions, 30 minutes) and Professional Knowledge (Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management) (75 questions, 90 minutes).
- For all other posts: 100 questions/100 marks in 2 hours, covering English Language (25 questions, 30 minutes), General Awareness with special reference to Banking Industry (25 questions, 30 minutes) and post-wise Professional Knowledge (50 questions, 60 minutes).
- There is no minimum qualifying mark for General Awareness and English Language.
- Minimum qualifying marks in the Online Examination: 35% for unreserved candidates, 30% for reserved candidates in Professional Knowledge.
- 1/4th of the marks allotted to a question is deducted for a wrong answer; there is no penalty for unattempted questions.
- The Interview carries a maximum of 100 marks, assessed on Role-related Industry Exposure, Subject Knowledge and Communication Skills. Minimum qualifying marks: 50% for unreserved, 45% for reserved candidates.
- The final merit list is prepared with 80% weightage to the Online Examination and 20% weightage to the Interview.
Documents Required at the Time of Interview
- Printout of the valid Interview Call Letter
- System-generated printout of the online application form
- Proof of Date of Birth (Birth Certificate or SSLC/Std. X Certificate with DOB)
- Photo Identity Proof (Passport/Aadhaar/e-Aadhaar/PAN Card/Driving Licence/Voter’s Card)
- Mark sheets and certificates for educational qualifications
- Work experience proof (Experience Certificates, Appointment Letters, Relieving Letters, Salary Slips)
- Certificates for preferred professional certifications, where applicable
- Caste Certificate (for SC/ST/OBC-NCL/EWS candidates, in the prescribed format)
- Disability Certificate (for PwBD candidates, issued by the District Medical Board)
- No Objection Certificate (for candidates currently in Government/PSU/Bank service)
Note: Ration Card will not be accepted as a valid ID proof at any stage of this recruitment process.
How to Apply for IOB Recruitment 2026
- Visit the official IOB website, www.iob.bank.in, and open the “Careers” page.
- Click on “Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27” and select the post to be applied for.
- Click “Register Online” and complete first-time registration.
- Note the system-generated Registration Number and Password sent via e-mail and SMS.
- Upload photograph, signature, left thumb impression and handwritten declaration as per the prescribed specifications.
- Fill in all required details in the online application form carefully and click “Complete Registration.”
- Pay the applicable Application Fee / Intimation Charges online (Debit Card/Credit Card/Internet Banking/BHIM/UPI).
- Take a printout of the submitted application form and the payment e-receipt for future reference.
Important Instructions
- Applications can be submitted online only, from 29.08.2026 to 15.09.2026; no other mode will be accepted.
- Candidates can apply for more than one post, subject to fulfilling the eligibility criteria for each post.
- If a candidate submits multiple applications for the same post, only the last submitted application will be considered.
- Incomplete applications or applications without supporting documents will be rejected outright.
- OBC candidates must submit a non-creamy layer certificate valid as on the date of interview.
- The Bank reserves the right to change, modify, cancel or add to any of the eligibility or selection criteria.
- Outstation SC/ST/PwBD candidates who are unemployed will be reimbursed second-class train fare by the shortest route, as per Government guidelines.
- Canvassing in any form will lead to disqualification.
- Requests for change of examination centre, interview date or registered e-mail ID will not be entertained.
- The Online Examination will be conducted at Delhi/NCR, Mumbai/Navi Mumbai/MMR/Thane, Chennai, Kolkata, Hyderabad and Bengaluru.
Common Application Mistakes to Avoid
- Uploading photograph, signature, left thumb impression or handwritten declaration that does not meet the prescribed size and format specifications.
- Entering a name that does not match exactly with educational certificates and mark sheets.
- Submitting an OBC certificate without the mandatory “non-creamy layer” clause.
- Applying for a post without verifying the exact educational qualification, work experience and mandatory certification requirements as given in the official notification.
- Paying the application fee through any unofficial link outside the Bank’s official application portal.
Beware of Fake Websites
Candidates should apply only through the official Indian Overseas Bank website or its authorised application portal. IOB does not ask candidates to pay any recruitment-related fee to unofficial agents or through unofficial payment links. Always read the official notification carefully before applying and verify all information from the official IOB website.
IOB Recruitment 2026 Important Links
| Particulars | Link |
|---|---|
| Official Notification PDF | Download Notification PDF |
| Apply Online | Apply Online |
| Official Website | www.iob.bank.in |
Conclusion
IOB Recruitment 2026 offers 291 Generalist and Specialist Officer vacancies across banking, IT, credit, risk, information security and security domains. Eligible candidates should carefully check the post-wise qualification and experience requirements in the official notification and complete their online application before the last date of 15 September 2026.
